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2026 LLR WEB 1007 (KARNATAKA HIGH COURT)
Under the Employees Compensation Act, the insurer's liability is one of contractual indemnity, and an express policy exclusion of interest and medical expenses cannot be overridden to fasten such liability on the insurer.

EMPLOYEES COMPENSATION - Insurer's liability - Contract of indemnity - Interest under Section 4-A - Medical expenses - Policy exclusion clause - Computation of wages - Sections 4, 4-A and 17 of the Employees Compensation Act, 1923 - The claimant, a labourer in a ginning factory, suffered amputation of both hands in a workplace accident and was awarded compensation of Rs.16,70,000/- with interest at 12% p.a., with liability fastened on the Insurance Company... subscribe to read more..

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