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2026 LLR WEB 1107 (MADRAS HIGH COURT)
Insurance liability under a motor package policy is confined strictly to its terms; coverage limited to the Registered Owner-cum-Driver excludes an employee-claimant.

WORKMEN COMPENSATION - Insurance liability - Two-Wheeler Package Policy - Section III coverage - Registered Owner-cum-Driver - Premium not paid to cover employee risk - Employer's liability - The claimant, employed as a labourer, sustained injuries in a road accident while travelling on a two-wheeler owned by his employer, during the course of and arising out of his employment - Commissioner of Labour awarded compensation and directed the Insurance Company, arrayed as 2nd respondent, to deposit the award amount... subscribe to read more..

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